Investment Planning Introduction to Personal Finance An Overview for State Family Program Directors, Wing Family Program Coordinators, and Families. Introduction Evaluating Your Situation Budgeting & Debt Management Goals & Plans Insurance & Disability Planning Investment Planning Education Planning Retirement Planning Estate Planning INVESTMENT 5. Introduction 5.1 Asset Allocation 5.2 Diversification 5.2.1 Stocks 5.2.2 Bonds 5.2.3 Money Market Investments 5.2.4 Mutual Funds 5.3 Risk 5.4 Learning Check 5.4 Learning Check D