No matter what your age or financial status, you have financial goals.
Your goals are the things you want to make the future brighter for you
and your family.
It’s easy to come up with some general goals for ourselves: “to be successful”
. . .”to be financially secure” . . . “to live the good life,” and so
The easiest goals to work toward are those that are more specific.
They may include:
- An emergency fund
- A comfortable retirement
- College education for your children
- A new home (or a second home)
- Capital to start a business
Most people use their credit cards in emergency situations. Credit cards
should be used for convenience, not emergencies.
The smartest and safest way to prepare for emergencies is to establish
an emergency fund.
REMEMBER: An emergency fund is money that is set aside
for unexpected expenses or events.