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No matter what your age or financial status, you have financial goals.
Your goals are the things you want to make the future brighter for you and your family.
It’s easy to come up with some general goals for ourselves: “to be successful” . . .”to be financially secure” . . . “to live the good life,” and so on.
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The easiest goals to work toward are those that are more specific. They may include:
- An emergency fund
- A comfortable retirement
- College education for your children
- A new home (or a second home)
- Capital to start a business
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Most people use their credit cards in emergency situations. Credit cards should be used for convenience, not emergencies.
The smartest and safest way to prepare for emergencies is to establish an emergency fund.
REMEMBER: An emergency fund is money that is set aside for unexpected expenses or events.
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