Insurance and Disability Planning - National Guard Family Program

Introduction to Personal Finance
An Overview for State Family Program Directors, Wing Family Program Coordinators, and Families.

Introduction

Evaluating Your Situation

Budgeting & Debt Management

Goals & Plans

Insurance & Disability Planning

INSURANCE AND DISABILITY PLANNING

4.	Introduction
	4.1	Life Insurance
	4.2	Service Member’s Group Life Insurance (SGLI)
	4.3	National Guard Association of the US (NGAUS) Insurance Trust
	4.4	Disability Protection and Incapacitation Pay
	4.5	Healthcare Provisions (Tricare)
	4.6	Learning Check

4.4 Disability Protection and Incapacitation Pay

Disability Protection

Like life insurance planning, disability insurance planning is based on your particular needs, circumstances, and resources.

Completing the disability portion of Worksheet 3 should help you determine if you need additional coverage to protect your family should you become temporarily or permanently disabled.

But disability and long-term care insurance aren’t the only aspects of disability planning.