Learning Check Introduction to Personal Finance An Overview for State Family Program Directors, Wing Family Program Coordinators, and Families. Introduction Evaluating Your Situation Budgeting & Debt Management Goals & Plans Insurance & Disability Planning Investment Planning Education Planning Retirement Planning Estate Planning BUDGETING AND DEBT MANAGEMENT 2. Introduction 2.1 Why Do We Acquire Debt? 2.2 Debt Can Become a Habit 2.3 The Reality of Borrowing 2.4 The Credit Trap 2.4.1 Fees 2.4.2 Rates 2.4.3 Types of interest 2.5 Eliminate and Avoid Debt 2.6 Trimming Your Budget 2.7 Learning Check 2.7 Learning Check D
