Investment Planning

National Guard Family Program
Soldier with child riding piggyback Introduction to Personal Finance

An Overview for State Family Program Directors, Wing Family Program Coordinators, and Families.

 

Introduction

Evaluating Your Situation

Budgeting & Debt Management

Goals & Plans

Insurance & Disability Planning

Investment Planning

Education Planning

Retirement Planning

Estate Planning

 

 

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INVESTMENT

 

5.

Introduction

 

5.1

Asset Allocation

5.2

Diversification

  

5.2.1

Stocks

5.2.2

Bonds

5.2.3

Money Market Investments

5.2.4

Mutual Funds

5.3

Risk

5.4

Learning Check

 

5.1 Asset Allocation

Very simply, asset

allocation is the process of deciding what percentage of your money

to put in the different investment classes: stocks, bonds, money

market, and other investments, such as real estate.

money stack

Your asset allocation will depend on:

$ your investment time frame

$ your savings goal

$ how much risk you are willing to take to achieve that goal

 

 

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