The other number to look at in evaluating your current situation is
your net income.
Net income is your gross income minus your expenses.
Try using the Worksheet 2: “Monthly Budget Worksheet” to
track your expenses for a few months. It will tell you where your current
income comes from and where it goes. This information can help you better
budget your spending and determine how much money you can set aside
to meet future needs and goals.
||Right-click on the hyperlink and choose "save target as..." to download the worksheets used in this course, including Worksheet 2: "Monthly Budget Worksheet".